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Discover the Surprising Reasons Why Muslims Should Earn Money

Discover the Surprising Reasons Why Muslims Should Earn Money
2025-02-17 by Hafiz M. Ahmed

Let’s face it—money makes the world go round. But for Muslims, it’s more than just paying bills or buying the latest gadget. Earning money is a spiritual act, a responsibility, and even a form of worship. So, why should Muslims earn money? And how does it tie into their faith? Let’s dive in.

Related: How to Start Earning Halal Money with No Experience?

1. Earning Money as an Act of Worship? Yes, Really!

Imagine this: you wake up early, head to work, put in your best effort, and come home exhausted. Sounds like a typical day, right? But what if I told you that in Islam, this daily grind could actually count as an act of worship?

The Quran says:

هُوَ الَّذِي جَعَلَ لَكُمُ الْأَرْضَ ذَلُولًا فَامْشُوا فِي مَنَاكِبِهَا وَكُلُوا مِن رِّزْقِهِ ۖ وَإِلَيْهِ النُّشُورُ

“It is He who has made the earth subservient to you, so walk in its paths and eat of His provision. And to Him is the resurrection.” (Quran 67:15)

In other words, the earth is like a giant gift from Allah, full of resources for us to use. When we work hard and earn money through halal (permissible) means, we’re essentially saying, “Thank You, Allah, for giving me the ability to provide for myself and my family.” It’s a beautiful way to turn something mundane into something meaningful.

2. Financial Independence: Because No One Likes to Beg

Let’s be honest—no one wants to rely on others for their basic needs. Islam gets this. In fact, the Prophet Muhammad (peace be upon him) once said:

لَأَنْ يَأْخُذَ أَحَدُكُمْ حَبْلَهُ فَيَأْتِيَ بِحَزْمَةِ الْحَطَبِ عَلَى ظَهْرِهِ فَيَبِيعَهَا فَيَكُفَّ اللَّهُ بِهَا وَجْهَهُ خَيْرٌ لَهُ مِنْ أَنْ يَسْأَلَ النَّاسَ أَعْطَوْهُ أَوْ مَنَعُوهُ

“It is better for one of you to take a rope, go to the mountain, carry a bundle of wood on his back, and sell it, thereby preserving his dignity, than to beg from people, whether they give or refuse.” (Sahih al-Bukhari)

Translation? Work hard, even if it’s tough, because self-reliance is a badge of honor. Whether you’re a doctor, a teacher, or an entrepreneur, earning your own money is a way to maintain your dignity and independence.

3. Wealth as a Tool for Good: Sharing is Caring

Here’s the thing—money isn’t just for you. In Islam, wealth is seen as a trust from Allah. It’s a test of how well you can manage it and share it with others. The Quran reminds us:

وَآتُوهُم مِّن مَّالِ اللَّهِ الَّذِي آتَاكُمْ

“And give them from the wealth of Allah which He has given you.” (Quran 24:33)

This means that when you earn money, you’re not just stacking cash for yourself. You’re also creating opportunities to help others—whether it’s through Zakat (obligatory charity), Sadaqah (voluntary charity), or simply supporting your family and community. Think of it as a ripple effect: your hard work doesn’t just benefit you; it benefits everyone around you.

4. The Balancing Act: Don’t Let Money Own You

Okay, let’s keep it real. Money is important, but it’s not everything. Islam warns against letting wealth consume you. The Quran says:

إِنَّمَا أَمْوَالُكُمْ وَأَوْلَادُكُمْ فِتْنَةٌ ۚ وَاللَّهُ عِندَهُ أَجْرٌ عَظِيمٌ

“Your wealth and your children are but a trial, and Allah has with Him a great reward.” (Quran 64:15)

In other words, money is a test. Will you use it wisely? Will you stay humble? Or will it turn you into someone who’s greedy and disconnected from your faith? The key is balance. Work hard, earn money, but don’t let it become your entire identity.

5. Building a Better World: Your Money, Your Impact

Here’s the cool part—when Muslims earn money ethically, they’re not just helping themselves. They’re contributing to the economy, creating jobs, and funding projects that benefit society. It’s all part of the Islamic concept of Maslaha, or public interest.

Imagine a world where everyone worked hard, shared their wealth, and used their resources to uplift others. That’s the kind of world Islam encourages Muslims to build.

At the end of the day, earning money in Islam isn’t just about stacking dollars or living a luxurious life. It’s about fulfilling a responsibility, maintaining your dignity, and using your resources to make the world a better place.

The Quran sums it up perfectly

:وَابْتَغِ فِيمَا آتَاكَ اللَّهُ الدَّارَ الْآخِرَةَ ۖ وَلَا تَنسَ نَصِيبَكَ مِنَ الدُّنْيَا ۖ وَأَحْسِن كَمَا أَحْسَنَ اللَّهُ إِلَيْكَ ۖ وَلَا تَبْغِ الْفَسَادَ فِي الْأَرْضِ ۖ إِنَّ اللَّهَ لَا يُحِبُّ الْمُفْسِدِينَ

“But seek, through that which Allah has given you, the home of the Hereafter; and yet do not forget your share of the world. And do good as Allah has done good to you. And desire not corruption in the land. Indeed, Allah does not like corrupters.” (Quran 28:77)

So, go ahead—work hard, earn money, and live a comfortable life. But don’t forget to keep your heart grounded, your intentions pure, and your focus on the bigger picture. After all, money is just a tool. What really matters is how you use it.

What do you think? How do you balance earning money with staying true to your values? Let’s keep the conversation going!

Author

  • Hafiz M. Ahmed

    Hafiz Maqsood Ahmed is the Editor-in-Chief of The Halal Times, with over 30 years of experience in journalism. Specializing in the Islamic economy, his insightful analyses shape discourse in the global Halal economy.

    View all posts

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The Halal Times, led by CEO and Editor-in-Chief Hafiz Maqsood Ahmed, is a prominent digital-only media platform publishing news & views about the global Halal, Islamic finance, and other sub-sectors of the global Islamic economy.

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